When borrowing money to acquire or refinance real property in Florida, the lender will prepare an entire loan package for you to sign at closing. The two main documents in the loan package are the promissory note and the mortgage.
About Mike Workman
Michael Workman first knew he wanted to become both an attorney and CPA during his junior year at Winter Haven High School when he took classes in accounting and business law. Michael accomplished this goal through his studies at Stetson University and the University of Florida College of Law, ultimately being admitted to The Florida Bar in the fall of 1997 and becoming licensed as a CPA by The State of Florida in the spring of 1998. With a background in both law and accounting, Michael planned for his practice to include probate and estate planning, corporate and entity work, and some real estate work. True to plan, that’s exactly how Michael’s career progressed during his first three years of practice with his time being almost evenly divided among those three areas. However, Michael had the opportunity to join Clark Campbell in 2001, and the needs of the firm’s clients coupled with his strong background in title insurance lead to Michael concentrating his practice in the area of real estate law and ultimately becoming Board Certified by The Florida Bar as a specialist in the area of real estate law in 2005.
Michael has been married to his wife Dena since 2003, and they are both very active in the lives of their fraternal twins, John and Sarah. Additionally, Michael has recently participated in several team-building endurance events sponsored by a company called GORUCK. These events are billed as a slice of Special Operations training for civilians where leadership is taught and teamwork is demanded. Michael has learned more about teamwork and bonded more closely with his teammates during these events than would have ever been possible in “normal” everyday life. The saying “one team, one fight” is often heard and repeated during GORUCK events, and Michael seeks to exemplify that same spirit of teamwork in his practice of law.
Entries by Mike Workman
By: Michael E. Workman, Esq. If you have bought or sold real property in Florida, or if you have borrowed money in Florida, then you have probably seen references to the collection and payment of documentary stamps taxes. You may have heard them referred to as doc stamps or the stamp tax. Documentary stamps taxes […]
Often a tenant will want to make improvements to the premises that it is leasing from a landlord, and sometimes the lease agreement will require the tenant to make improvements.